fun Bank’n’Bonus onDemand - Technology

fun Bank’n’Bonus onDemand is a modern web service which is ideal for integration in any Service Oriented Architecture (SOA).

Your applications use the SOAP interface in the Internet to access the service. Behind this uniform interface different technologies and protocols are used, depending upon the requirements of the different supported accounts. fun Bank’n’Bonus on Demand makes use of the advantages of the Microsoft.NET framework.

The most important technical features

• Uniform SOAP Interface
  fun Bank’n’Bonus onDemand offers for all accounts (bank, credit card, bonus system) a uniform, modern SOAP interface regardless of the technology used by banks for access.
   
• Access to the SOAP Interface
  For fun Bank’n’Bonus onDemand the SOAP interface is available as web service over the Internet (HTTPS).
   
• Activated online banking account is enough
  fun Bank’n’Bonus onDemand accesses the various interfaces for home banking and Internet banking used by the German banks. To manage an account with fun Bank’n’Bonus onDemand, the bank of the account holder only has to release the account as an online account. From the bank’s point of view fun Bank’n’Bonus onDemand is a totally normal home banking client.
   
• Communicative
  German banks use a variety of technologies and communication protocols for their online access. Depending on the bank, fun Bank’n’Bonus onDemand uses HBCI, FinTS and HTML (Internet Banking PIN/TAN). The various means of communication are encapsulated in such a way by fun Bank’n’Bonus onDemand SOAP interface that users do not have to deal with these details
   
• Always up to date
  fun communications keeps all access to all banks constantly up to date and always adapts to the technologies currently being used by the banks.
   
• Authentication
  The authentication of the account holder is done in the way prescribed by his bank. For some banks, this may be with a Personal Identification number (PIN) or a password for access to the account. For some transactions (e.g. bank transfer) a transaction number (TAN) from a TAN list or a TAN generator may also be required. Additional authentication queries from the bank in the context of iTAN-processes are forwarded in a transparent way to the user.
   
• Specific terminology
  fun Bank’n’Bonus onDemand knows the specific terminology for each bank. For gaining access to the account this may be, for example, the client number, client ID, NetKey, account number or access number depending on the bank. Accounts can be set up in this way without problem using the bank’s documentation. Moreover, additional parameters specific to the bank (e.g. branch number) are only requested for those banks for which this is actually required.
   
• Integration of further accounts
  Further accounts  and transactions can be integrated into fun Bank’n’Bonus onDemand at any time at your request.

Specification SOAP interface

The specification also contains the WSDL definition of the SOAP interface for integration in your application. Specification SOAP interface request (only available in German)!

Download Java Testclient

The test client is a simple command line tool which shows, for example, how to use a fun Bank’n’Bonus onDemand application. The test client can also be used for simple applications in a batch file or via a system shell. (will be available soon)

Source: http://funlamp.dmz.fun.de/english/Products/BanknBonus/Technology.asp