Mobile Banking with Java - Banking anytime and everywhere
With Java mobile phones and smartphones, mobile banking is finally becoming
accessible to everyone in a simple and cost-effective manner.
fun communications developed in collaboration with
M-Way Solutions, which is
one of the leading technologie providers for software products to transcode
web-sites and software applications for mobile devices automatically, banking with Java for banking transactions everywhere. The solution is based on
Service Oriented Architecture (SOA) involving the
use of a slim software in the mobile phone.
The software is installed
in the mobile phone once, either via a link for downloading from a PC or via a
short dialling number, such as the ones used for downloading ring tones or games.
Following downloading, the software be can started by the bank customer as an
application in the end device. Mobile banking with Java is thus as simple and
safe as home banking.
Interface
The solution supports integration via the standard protocols – HBCI 2.1, 2.2 with PIN/TAN and FinTS 3.0 and FinTS 4.0 with PIN/TAN – as well as internet banking with PIN/TAN.
Advantages
- Mobile financial transactions can easily be carried out in a cost-effective manner.
- Low connection charges when the software is being downloaded and when customers are requesting their account status or account statements or carrying out transactions (only a small amount of data is transferred).
- High degree of security due to HTTPS connections like those used in the traditional form of internet banking.
- Method of creating customer loyalty due to the possibility of graphically displaying the bank’s name in a prominent position.
- High degree of user-friendliness through use of the functions and opportunities available to the newest mobile phone and Smartphone generation, such as large colour displays, a large memory and high speed.
- Intuitive and simple user interface.
Functions
- Creation of an account
- Account status
- Requesting account statements for a definable period of time
- Individual money transfers